To Enjoy Retirement, Fun is Fundamental

Retirement used to mean staring into the sunset in a rocking chair. Not anymore. Many or most "retirees" now work at part-time jobs for pay. Many volunteer their time in activities just for the fun of it.

My experiences convince me that these are the essential elements for a happy retirement at any age:

FAMILY
FINANCES
FUN

If you're lucky, you'll have children or grandchildren to share your golden years. If not, "adopt" some, figuratively or literally. Nothing will make you feel as young and think as young as regular association with kids.

Money is meant to be spent in retirement. Take care of your medical and health needs and the education of minor children or grandchildren. Then spend the rest - You can't take it with you! Don't skimp so you can leave something for the older kids. You've already fed, clothed and educated them to adulthood. That's enough.

Fun is the most important retirement requisite of all. Too many people are bored most of their working lives. Retirement should mean escape from that boredom.

(Copied from USA column by Al Neuharth, called Plain Talk)